Online Banking
Account Type
Minimum Daily Balance
Monthly Service Fee
Additional Requirements
Minimum Opening Deposit
DWB Free
$0
Consumer Only
$50
Regular Checking
$300
$7 low balance fee if daily balance falls below $300 plus $0.35 per DEBIT item
None
Dakota 50 Checking
$7 low balance fee if daily balance falls below $0 plus $0.35 per DEBIT item
At least one account holder must be 50+ years old
NOW*
$800
$10 low balance fee if daily balance falls below $500 OR below $800 avg. plus $0.35 per DEBIT item
For-profit organizations or entities (such as corporations, partnerships, limited liability companies, business trust, ect.) are not eligible for NOW accounts.
$500
Super NOW*
$2,500
$15 low balance fee if daily balance falls below $2,500 plus $0.35 per DEBIT item
*Any individual or organization that selects an interest bearing account must meet the requirements of the account. Interest will be paid at the annual rate specified on the rate sheet. At our discretion, we may change the interest rate and annual percentage yield for the account at any time.
All new consumer accounts receive the first box of standard design check blanks free.
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